My uncle gave my niece a "5 billion red bag", and my mother was shocked after watching it! 4 Principles to cultivate children s money

In the New Year of the Agricultural Calendar, the most troublesome thing my father is and the most anticipated thing for the children must be red!

How much money can I pack for my children after I’m old and how much money I pack for my children is a college question! According to the report from the Chinese media, a mother in Beijing released a video on the 12th, saying that the child's uncle gave a huge red bag to her nephew and niece. When she opened the red bag, she found that there was a red ticket inside, with 500,000,000 and FIVE BILLION DOLLARS characters. No matter who you are, you will be scared by this amount of money! This mother couldn't help but startled, "Is this fake?", "Is this fake or real?", and she didn't dare to look at her eyes at all, and her uncle promised that it was definitely real money.

However, after careful examination, the red plaque is actually "Simbawi Coin", with the words "RESERVE BANK OF ZIMBABWE" printed on it. I went online to check and found that the 5 billion red bag was only worth 50 cents (about NT$2). It makes people feel disappointed. This psychological gap is really too big.

After the video was exposed online, it attracted the popularity of netizens. Netizens still left a message saying that this uncle is too stingy and there is no bank in the mainland to exchange Simba Via Dollar. It would be difficult to spend time and energy to put 200 yuan. Red package is actually a New Year blessing from adults to children. Although the money is really not much, it is a new idea, a special memory and memory.

4 principles to cultivate children's money view

As for the red bags received by children over the past year, should parents give their children free use of them and serve as pocket money? This is also a wise mind. However, there are many ways to give children pocket money. It is better to formulate game rules for both parties and can also cultivate children's healthy money.

Teacher Maha, a financial expert in children, said that when parents give pocket money, they might as well encourage their children to put some of their money in the "parents' bank", and the parents will save it to the bank account or do other uses, which shows that the bank is safer and the money stored can also be saved. The concept of "interest" can be mentioned in a way that the child knows and understands, attracting children to develop a habit of saving.

In addition, adults can use forms to teach their children to record, divide them into needs and want, so that the children can record where the money is spent. Younger children can also draw pictures to view the use of each bill of consumption. When giving children pocket money, parents should still grasp the following four principles so that their children can learn to be responsible for each decision they have.

1. Give

at a regular time just like adults who earn a fixed monthly salary.

2. Do not interfere with the way children spend money

Some parents ask their children to save all their money after giving them pocket money. In fact, the child cannot learn the right to control money. Teacher Maha suggests that the child save part of the money, and the final choice is still on the child. Even if the child spends money, this is also a process and opportunity for the child to learn budget management.

3. The source of single income

clearly shows to your children that spending money is your freedom, and spending all the money on the first day of getting it is also your choice. But no matter how your child crys after spending it, your parents must stick to the principles and don’t give it to your children again. Let the child experience the feeling of having money, and he will only know how to edit the budget next time.

4. Inappropriate award tool

thinks pocket money as a "special" for a child, rather than a bonus method. Sometimes children don’t listen, and some parents will deduct pocket money to punish their children. This will easily turn pocket money into a coupon for parents, and lose the original intention of wanting to build money for their children.